First wooden free-form houses Museum of Bread!

First wooden free-form houses Museum of Bread!

COOP HIMMELB(L)AU designed PANEUM – Wunderkammer des Brotes is the first wooden building in free form!
Meticulously planned, this customer information centre and event forum for the company Backaldrin in Asten, Austria, is an iconic structure comprising two elements: a box-shaped plinth building with foyer and event rooms that can be used for a variety of presentations, receptions or workshops for up to 120 visitors and the Wunderkammer des Brotes (Museum of Bread), a two-storey freeform exhibition area floating on top. The square base building shows a cast-in-place concrete façade while the rounded wood structure of the museum is clad with stainless steel shingles.

 

A centrally chiselled circular atrium is at once the cynosure of all eyes as it is flanked by a robust spiral staircase that invites visitors to pause awhile and take in the exhibited items from various perspectives. The stair provides access to the two exhibition levels, where the objects are displayed with the help of walls, tables, and cabinets that are integrated into the architecture. It further allows for striking vertical displays that take on a chandelier-like appearance, adding on to the visual appeal of the commanding building. The raw aesthetic of the interior is augmented by its self-supporting wood shell with its layers of cross-laminated timber and the natural light that filters in from above the atrium. This method of construction enables the realization of the free form and the high degree of prefabrication with 3D CNC technology that is precision-driven and cuts valuable construction time. It is a step into the future of construction; as Design Principal, COOP HIMMELB(L)AU, Wolf D. Prix says, “3D plotting, 3D milling and building with robots – that is the future of building.”

A Time Line To Create Wealth

A Time Line To Create Wealth

PALOS VERDES, CA- Our investment philosophy is based on an individual’s chronological time line, which consists of three periods: (1) asset accumulation, (2) wealth building, and (3) asset conservation and how they are used to create wealth
The Playing Field is not level

 

The financial journey through life’s time line starts at different levels, depending on whether you were born with a plastic or a silver spoon in your mouth. As you travel through your time line, your in-vestment options change. Knowing where you are and what options are available will help you make the right choices.

A Winning Financial Plan up to Age 35 A Time Line To Create Wealth

The first chronological period of your life—mid-twenties to mid-thirties—should be devoted to accumulating assets and acquiring basic necessities. When you’re just starting out, your assets are usually limited and the major portion of your income goes for the basic needs—food, clothing, and shelter.

This is the time to save, save, save! Amass as many investment dollars as possible. Your approach to investing during this period should be through tax-deferred plans at work or Individual Retirement Accounts (IRAs). Your degree of risk should be moderate. Investments included in this category are high quality corporate bonds, blue chip stocks, and growth-oriented no-load mutual funds.

Every effort should be made to purchase a home now. The advantages, from tax savings and equity buildup, historically outweigh the short-term benefits of lower monthly rent payments.

Be careful when sheltering yourself and your family from liability. Only pay for protection when you’re purchasing life insurance. Purchase whole life insurance if it will yield a higher rate of return than other investments. After reading the chapter on asset protection, you might seriously consider reducing your liability coverage.

Remember, your main financial goal during this time is tax-deferred accumulation of capital. Don’t take risks with your investments. Save as much as you can so that when you enter the next phase of the time line you’ll be ready to move forward. A Time Line To Create Wealth

Investing between the Ages of 35 and 50

After earnings have increased, assets have been accumulated, and necessities are under control, it’s time to move on. Ready or not, you must face the challenges during this aggressive investment period of your life, when you are between your mid-thirties and early fifties.

The Best Financial Plan for You

Your best financial plan is to create the maximum wealth during this aggressive investment period of your life. Build financial security yourself. Don’t rely on others to do it for you. Many people who relied on major banks and insurance companies for financial security ended up short when these institutions failed. The social security system will not do much better.

You should be careful not to over diversify your assets or adopt a “hold-back” attitude. You must concentrate your assets into one or two aggressive investments rather than spreading them out. Diversification often leads to ineffectiveness.

What if you fail during this period? What is your down side? If you consider your ability to bounce back because of your age, the political influence of your generation, taxes, and inflation, the real risk is minimized. Make your aggressive investments now. As you get older, your ability to rebound declines. If you do not try at this stage in your in-vestment time line, you probably will never do it, and more importantly, you will never know whether you could have made it.

Control Risks A Time Line To Create Wealth

Becoming wealthy requires taking “controlled” risks. If anyone tells you that they became wealthy without taking any risks, they inherited wealth or they won the lottery. Years ago, I discovered that real estate was the best investment to control risk and to create wealth. The Real Estate Digest reports that seven out of ten millionaires made their money in real estate, and Forbes Magazine states that there is a three times greater chance of becoming wealthy through real estate than with any other type of investment.

Real estate allows you to control your risk because you can actively participate in the decision-making process. Passive investments such as stocks don’t give you this opportunity. Movements in real estate values are less erratic than in the stock market. Most people don’t understand the economic forces influencing the market. Since real estate is less volatile, it’s easier to control and to understand. Real estate is tangible. You can touch it, you’ve been exposed to it all your life, and you can identify with it. As a result of this familiarity, you are better able to understand it.

The Anatomy of an Archipelago

The Anatomy of an Archipelago

For anyone with an interest in natural history, the group of islands collectively known as the Galapagos Archipelago is one of the most fascinating places on the planet. The region is renowned for its unique wildlife and the vital role it played in naturalist Charles Darwin’s research, from which he developed his revolutionary Theory of Evolution.
While the majority of visitors on guided Galapagos holidays arrive to experience a close encounter with the iconic wildlife, learning a little of the area’s geologic history can enrich the experience even beyond expectation.

 

The Anatomy of an Archipelago

The most common way for an archipelago to form is through constant volcanic activity. (They can also form from continental islands, due to erosion or evaporation of water.) Volcanic archipelagos can form in the ocean and in rivers or lakes as they erupt on beneath the surface of the water. When oceanic, the resulting land masses are known as an “island arc”. In many cases this forms as a result of a “hot spot”, in which parts of the Earth’s crust (tectonic plates) continually shift and create friction.

Where two tectonic plates meet and create a hot spot, magma (red-hot molten rock) can push through the sea floor to create an underwater volcano. As tectonic plates continue to shift over the hot spot, the constant eruptions cause lava to build up and up over millions of years until they emerge from the surface of the ocean to create an island.

In some cases, activity ceases when the tectonic plate eventually moves away from the hot spot. But in others, for example in Hawaii and Japan, the island chains continue to evolve, with many of the volcanoes still active today.

The Geology of Galapagos

The Galapagos Archipelago was formed through the repeated movement of the Nazca tectonic plate over millions of years. As it took place over such a long time period, the eastern islands in the chain are actually millions of years older than some of those in the west. The younger ones, like Isabela and Fernandina, for example, are thought to only be around a few hundred thousand years old, and are still in formation today. Some of the older ones, like San Cristobal and Espanola, may be up to five million years old – still relatively young in the history of the world. With the exception of Isabela (which, as the largest, is made up of six), each island was formed from a single volcano.

Due to their volcanic nature, most of the islands in the chain have a similar conical appearance, but they range from those with very low, gentle slopes to some that soar steeply more than 5,000 feet above sea level. It is this varied of topography that has created the astonishing diversity of habitat that supports the magnificent array of unique wildlife – much of which is endemic.

Discover a Unique Region on Galapagos Holidays

The geology and ecology of this isolated island chain make it one of the most unique places in the world. For those who want to learn more, organised small group Galapagos holidays provide the opportunity to explore this rich, bio-diverse part of the planet in an intimate, educational and truly memorable way.

5 Reasons to Change Your Window Treatment This Summer

5 Reasons to Change Your Window Treatment This Summer

There may not be a better time to change your curtains from now on. Read on to learn more and then shop for clearance sales with Half Price Drapes. 1. Summer shows shortcomings on your curtains
During the colder months and days when less sunlight flows through your curtains, it’s easier to ignore their roaches. However, when summer comes along with bright sunshine and longer days, you will notice whether your curtains have faded or if there are other defects. Summer is the perfect time to fix this problem. 2. A new curtain can help you reduce energy costs

5 Reasons to Change Your Window Treatment This Summer

It is true that curtains can help lower heating bills in the winter as well, but many people see the difference even more in the summer. Certain choices, such as mobile nuances, do an excellent job of keeping your home cooler in the summer, but any window treatments can help. They will not only block UV rays that could damage your furniture, but will also protect your home from heat. 3. Replacing curtains is easier than ever

When your parents buy curtains, the installation process is much more complicated. Today, with tons of online installations, videos explaining the process, and curtains that come with hardware. 4. Privacy is more important in summer

Curtains have many uses. They look great and help you show off your unique style, they keep your home at a more comfortable temperature, and they give you privacy. In winter, privacy is not always important because the cold often keeps people inside. On the other hand, the summer months bring lots of people by your windows and curtains is a great way to ensure that your privacy is kept. 5. There is an amazing summer sale on the curtains

Of course, you want the best curtains for your needs but you also want the best price. Summer sales are a great way to achieve both. At Half Price Drapes, we have some amazing sales at the moment. Do you want to save significantly on the next curtain?

From special curtains to unique silk patterned curtains, to everything in between, we have it all! We even offer hardware, pillow covers, and more. Be sure to take advantage of our free fabric swatch program that lets you inspect the fabric before buying. Simply add up to $ 10 worth of swatch fabric to your online shopping cart and pay only small shipping and handling fees. 5 Reasons to Change Your Window Treatment This Summer

Las Vegas Party Ideas and Tip

Las Vegas Party Ideas and Tip

Having your bachelor party in Vegas is always a good plan. Your friends will have an unforgettable experience, may never be duplicated. There are so many choices of activities, the most difficult task is to choose one of the best Las Vegas bachelor party packages to suit your group’s taste. Here are some ideas for a Las Vegas bachelor party to consider. Choose the right party hotel
There is a famous Las Vegas Hotel with their respective parties. If this is of interest to you, consider reserving a room at one of these party hotels until your stay. Las Vegas Party Ideas and Tip

Choose the best time to go

Do you want Vegas to be booming with tourists? Or, do you prefer a little space? Vacation is the busiest time in Vegas. The city is quiet a little bit between these difficult times. Also, if you plan many outdoor activities, autumn or winter may be the best choice for your memorable bachelor party excursion.

Decide what to do when you do not celebrate,

Plan adventures, tours and activities: Shooting range, helicopter tours, land tours and pool parties in Vegas Pool parties in Vegas have always been a popular feature of Vegas’s best bachelor party packages.

Organize a schedule that keeps the group active,

Attend a show or adult entertainment venue: Plan your bachelor party in Vegas with a full schedule of events that keep your group entertained. Vegas offers a full menu of activities, from capturing main entertainers to all forms of adult entertainment.

Have good food,

Along with drinking and partying you make sure to enjoy fabulous Vegas food while (or in between) carousing and partying you.

Decide whether you prefer to mingle with tourists or other locals in bars and clubs:

Several bars and clubs serve Vegas visitors, while others water the holes for occupants. The choice of a drinking place is yours. Las Vegas Party Ideas and Tip

Consider ordering Vegas bottle service

Always include some form of transport, such as a limo or a party bus: In all cases, get a driver who knows Vegas and stay conscious. Reservation service reservations in Las Vegas allow your group to cut the waiting line and surcharges at the best clubs.

Plan your late night activity to keep rockin ‘and rollin’ into the morning

Unless your group is mostly tee-noer, your bachelor party will continue till night, till midnight and far outside. If you want to party all night, it is possible with a number of important parties after work hours that often continues until noon.

This is just an example of the popular Vegas bachelor party idea. If you want something more memorable, you can customize your bachelor party in Vegas to include your specific excitement. Las Vegas Party Ideas and Tip

Basic Information About Quartz Countertops

Basic Information About Quartz Countertops

Quartz countertops in Kennesaw are built from a combination of quartz and resin. Quartz is a very hard mineral and, combined with resin as a binder, produces some of the most durable tables available. Quartz counters can be available in their beautiful natural colors with sparkling blacks, browns and creams with anointing. In addition, the use of resin means that these countertops are also available in an attractive rainbow color. Resins also work to improve surface resistance to stains and scratches. The surfaces are not porous, so they do not require the same sealing needed for granite.
Reasons to Love Quartz

Basic Information About Quartz Countertops

While many homeowners choose quartz counters in Kennesaw because of their ability to mimic the look of granite, there are many other reasons to love quartz. This table can be engineered to look like limestone, marble, and slate. Color, glass, spots and metal shades are often added to the resin to enhance the design.

Cost-Effective Purchase

These tables tend to cost as much as countertops of natural stone and will last for years. Homeowners can purchase quartz sheets from manufacturers such as Granite Direct Warehouse, where professionals are ready to install countertops to ensure product quality and safety.

Why You Should Consider a Quartz Table?

Quartz counters in Kennesaw are low-maintenance. They do not require marble or granite treatment. The resin binder agent creates an antimicrobial surface, so bacteria and fungi can not gain access. Countertops are versatile and appealing to designers because the seams are barely visible. Quartz is somewhat more flexible than natural stone, so installation is a bit easier. In some cases, quartz can be used on floors and walls to provide the beauty of continuity in your home.

The beauty and durability of quartz countertops from Granite Direct Warehouse makes it a popular choice with professionals who design and build homes, as well as with homeowners who live at home. Are you ready to add some luster to your kitchen? Basic Information About Quartz Countertops

A Barger’s Guide to the Canal du Nivernais

A Barger’s Guide to the Canal du Nivernais

Amongst the beautiful inland waterways of France, the Canal du Nivernais offers a scenic cruising route through the bucolic, history-laden landscape of Burgundy. Originally created as a feeder waterway along which to float firewood, today it has a very different incarnation as a popular route for the new breed of barge holidays in France.
A Working Waterway

 

The 174km-long Canal du Nivernais serves as part of the wider Bourbonnais and Bourgogne link between Paris and Lyon. It runs north-south between the basin of the Seine (at Paris) and the Saône and Rhône, almost parallel to the Yonne. Along the way it connects the Yonne with the Loire at Auxerre and Decize, respectively. Its strategic position was no accident and, in 1783, the French government commissioned its construction as a channel to transport the firewood so desperately needed by the freezing residents of Paris.

It was many more years before it reached completion (in 1843), but it then became a vital transportation hub for everything from wood and wine, to coal, stone and charcoal. The canal is fed by the Yonne and also from the north by another feeder canal leading from the Pannecière Reservoir, via the beautifully-constructed and much-admired Montreuillon aqueduct.

There are 122 locks and 23 dams along its length and in one section three tunnels have been hewn from solid rock to allow its passage. Travelling through the tunnels has been described as a silence so complete it is akin to “the silence of a sepulchre”. Despite the magnificent feat of engineering required to complete its course, many of the locks were constructed to what were deemed ‘sub-standard’ specifications. This meant that with a length of only 30m, some of them were unable to accommodate larger barges, leading to a decline in the waterway’s usefulness.

It wasn’t until the 1960s that the local authorities saw the potential of the Canal du Nivernais as a touristic attraction, and an extensive decade-long rehabilitation programme was implemented. The works provided facilities and mooring for private and commercial vessels along the route, which has enabled operators to include the canal on the itinerary of their barge holidays in France. A host of surrounding attractions can be enjoyed from the water and on shore-based excursions.

Attractions en Route One of the most popular attractions en route is the magnificent Saint-Germain Abbey, in Auxerre. Dating back more than a thousand years, the monastic complex contains a veritable treasure trove of history within its cloistered walls. Along with the oldest wall paintings in the country, archaeologists have unearthed a sarcophagus from the sixth century and the crypts, nave and tower of the abbey are almost completely intact.

Something a little more energetic that can be undertaken along the canal route at the lovely village of Merry-sur-Yonne is climbing at the famous landmark, Le Saussois. This imposing crag set against a highly picturesque backdrop is renowned as one of the most challenging climbing sites in the country, although there are plenty of pre-bolted areas for novices to cut their teeth as well.

With a reputation as one of the most interesting and enjoyable places for barge holidays in France, the history, engineering and scenery of the Canal du Nivernais serve as an important reminder of the past and a delightful insight into the present.

Stylish Skiing For Sale: The Best Catered Chalets in Europe

Stylish Skiing For Sale: The Best Catered Chalets in Europe

Catered chalets are the best choice for groups of friends looking for comfort and convenience in the mountains. With food ready when you wake up and when you get home, serving accommodation is perfect for a laser-skied skier who does not want to miss a moment on the slopes. It is also fun for the group to find the shared family room and the accompanying comic.
In holiday packages with villas, food and wine are included with flights, transport and accommodation. The type of food you can expect depends on where you are staying, but usually local alpine dishes are made with fresh ingredients. Breakfast will be ready when you wake up, usually consisting of sausages, eggs and cheese, but vegetarian if you ask for it. After a day on the slopes, return to some afternoon tea, followed later with a pre-cooked dinner. The menu may vary, but if you make a request a few days in advance, the chef can usually customize it for you. Stylish Skiing For Sale: The Best Catered Chalets in Europe

There are also a variety of lodgings that serve two to 20 guests. Generally, the more guests, the cheaper per head, but this is not always the case. As well as the size, the chalets vary in service with some specially designed for families, some for luxuries and others for a traditional atmosphere. Stylish Skiing For Sale: The Best Catered Chalets in Europe

The Best Catered Chalets in the Alps

Chalet Sonne, Maria Alm, Austria – This cute chalet has two double rooms as well as a triple and quad. The interior is almost entirely made of wood; it’s on the wall, on the floor and in the sauna, which is a great place to relax with friends after a game of table tennis. The ski slopes can be reached via a shuttle bus service, which stops only 300m from the accommodation.

Chalet Martina, Westendorf, Austria – This large chalet has 26 beds and has access to the ski area of ​​the Alps Brixental-Kitzbüheler. It’s also close to some nice bars and pubs in the nearby city of Innsbruck, so there’s always a chance to meet people. The pine-themed decor, warms the soul on a cold night.

Chalet Bianca, Bardonecchia, Italy – Bianca is modern and colorfully decorated. The bed accommodates up to 18 guests and the enthusiastic Italian staff strives to ensure that guests are very full at all times. Located in the resort of Bardonecchia, 140 km pistes will surely greatly satisfy your skiing needs.

Chalet Nadine, La Plagne, France – Storage huts are everywhere in La Plagne. In the center of Montchavin, one of ten villages in the ski area, Nadine has room for 13 skiers. With plenty of living space and a hot tub, basing your group here means stylish skis.

Chalet Elliot West, La Tania, France – The Elliot is an example of a traditional chalet experience, offering premium accommodation. The two wings of the building were armed with a hot tub for the eight guests to enjoy on both sides. Because only a few minutes walk from the ski lift, the location is also fantastic.

And there you have it: five chalets that guarantee an amazing Alpine adventure. What are you waiting for?

Belinda Smythson works for Ski Amis, a specialist ski travel agency and booking service that has helped avid skiers and hikers make their perfect winter breaks for more than a quarter of a century. If you are looking for catered chalets, La Plagne is an ideal choice. For accommodation anywhere in Three Valleys, Paradiski, Espace Killy or Chamonix Valley, Ski Amis is a go-to company for winter sports enthusiasts looking for a lifelong holiday. Stylish Skiing For Sale: The Best Catered Chalets in Europe

Beyond Skiing: The Natural and Cultural Wonders of Chamonix

 

Beyond Skiing: The Natural and Cultural Wonders of Chamonix

Attention, ski enthusiasts! Chamonix is renowned for its fantastic skiing – and for good reason! However, this means that its other wonderful attractions are frequently overlooked. You’ve just stepped off your shuttle from Geneva to Chamonix… now how about something a little different? For something distinctly non-touristy yet incredibly worthwhile, why not wander off the beaten skiing track and try some of these alternative activities?
Natural Highlights

 

Visit the Mer de Glace

At 200m deep, this is France’s largest glacier. It flows 7km down Mont Blanc’s northern side, moving at a rate of up to 1cm an hour or 90m per year. The ‘Sea of Ice’ is stunning to behold, and after the 430 steps that lead into the grotto, you’ll see some of the best crystal specimens in the Mont Blanc massif. It is reachable by the Train du Montenvers, a picturesque cog railway that will bring you to an altitude of 1913m, from where you can access the Grotte de Glace by cable car. The entry price also gains you access to the Glacorium, which examines the birth, life and future of glaciers – so hold on to your ticket!

Take the Cable Car to the Aiguille du Midi

Rising to 3842m at its peak, the Aiguille du Midi is perhaps Chamonix’s most noteworthy geographical feature. If the altitude doesn’t put you off, you’ll be rewarded with 360-degree panoramic views of the French, Italian and Swiss Alps, which will literally take your breath away.

You can take the cable car Téléphérique de l’Aiguille du Midi all year round, and the journey itself is quite spectacular. Either hop out halfway at Plan de l’Aiguille to begin hiking or paragliding, or continue to the top for views in every direction, thanks to the glass floor of the ‘Step into the Void’ attraction.

Be aware that even in summer, it will be only be about -10°C at the summit, while temperatures can plummet as low as -25°C in winter.

Cultural Highlights

Musée des Cristaux

This museum is home to a dazzling display of crystals from the Mont Blanc massif, and there are also rocks and minerals on display here. The Espace Alpinisme section focuses on the art and science of mountaineering. It has interesting interactive displays and mesmerising videos and photos of ascents that must be seen to be believed.

Musée Alpin

This collection focuses on the region’s rich history of Alpine adventure, including highlights such as the first ascent of Mont Blanc by a woman, and the cliff-hanging exploits of Jacques Balmat on his quest for crystals.

How to Get There

There are plenty of budget airlines that fly from the UK to Geneva. To get from Geneva to Chamonix, why not book a quick and easy airport transfer? Shuttle Direct offers both private and group shuttles from Geneva to Chamonix, guaranteeing a convenient and pleasant start to your trip.

Road Trip Round Route Ring Road Iceland

Road Trip Round Route Ring Road Iceland

For travel zealots or first timers, this will be a lifelong experience. Just you, your best friend, your favorite classic game, and the open road. Route 66 may be a well-known option, but for the adventurous souls longing to go off the beaten track: Iceland Ring Road calls you! Road Trip Round Route Ring Road Iceland
Be sure to see this exciting sight

Just like a road trip, you have to do a bit of advanced planning to be able to see the scenery in all their glory. Ice crystal ice caves The Karnataka glacier must be booked prior to arrival to avoid disappointment, for example. The stunning natural caves can only be reached during the winter, and are very dangerous. Hire a guide to get the most out of your visit, and discover their depth.

The Crash Site of Sólheimasandur Plane may be hard to find, but it is even better for the challenges it faces in finding it. Wander through the simultaneous remnants of a US Navy aircraft of the 1970s for an interesting diversion on your journey.

Whale audiences should be at the top of your list, and the fjord near Akureyri is an ideal location to see minke whales, humps and bottles. There is something very miraculous when seeing these great beings in the flesh, and this is an experience you will never forget. Road Trip Round Route Ring Road Iceland

Top Tips for Making Your Trip Tick Again Without Exams or Tribulation

There are many places to stop admiring the natural wonders of this special country on this journey. The route itself can, in fact, be driven in a tight 24-hour non-stop circle, but why do you do that and skip all that fun ?! Better take your time and get it all done. A week would be a good time to see all the best pieces, but much longer would be even better. It is also a good idea to leave a little time at the end of your trip if your flight is affected by bad winter weather.

Rent a van, collect the crew and go there with all your winter wool, playlists and cameras with plenty of space on your memory card … Wherever you look is a photo opportunity.

On the practical side you might want to practice your night driving so you can enjoy spending some of your trip in the dark when the Northern Lights are visible. Road Trip Round Route Ring Road Iceland

Do not forget the GPS, the right tires for winter weather, and adequate insurance. You can combine your insurance needs in a trip like this and get travel and rent a car excess insurance one-fold.

Ethan Bailey is an experienced adventure traveler and insurance expert with Let’s Go Insure team. Ethan’s spirit is to inspire his clients to go further, deeper and higher on their journey and his expertise in providing ideal insurance allows them to do just that. If you’re looking for the best travel policy, including overpaid car insurance, Let’s Go works with the most experienced underwriters, intermediaries and insurers to offer competitive insurance without sacrificing protection. Road Trip Round Route Ring Road Iceland